InterestPlus Online Savings Account

1. 50 APY1 %

Plus a 10% BONUS

on interest earned2

Total $247.50

$22.50

$225.00

$69.00

Sample annual earnings on a $15,000 balance. This chart represents interest earned for one year assuming no withdrawals plus the 10% bonus on the interest earned. Actual interest and bonus earned may vary.

Source: Informa Research Services, Inc. 4

FIRST, GET PAID.

Capital One offers an exclusive rate for Costco members. Grow your savings faster with a 1.50% Annual Percentage Yield (APY) 1 on balances of $5,000 or more. That’s one of the highest rates among the top national banks.

THEN, GET PAID AGAIN.

Earn more with a 10% BONUS.

Costco members get a 10% bonus on your interest earned when your average monthly balance is more than $15,000 each month. 2

Get the most with a Costco Member Incentive. Executive Members get a $60 Incentive, Gold Star and Business Members get a $20 Incentive when you open your first account through the Costco program and deposit $5,000 within 30 days. 3

A SAVINGS ACCOUNT WHERE YOU GET PAID. TWICE.

To open an account online today, visit Costco.com and search: InterestPlus26

For questions, call 1-866-630-7953.

This Capital One Direct Banking deposit product is offered by Capital One Bank (USA), N.A., member FDIC. May not be combined with any other offers. You must be a current Costco member to take advantage of this offer. Terms and conditions of this offer may change at any time. The amount of the bonuses and incentives may be reported to the IRS as required by applicable law.

1 APY in effect as of 2/3/10. 1.50% APY applies to account balances of $5,000 or more. 0.00% APY applies to balances less than $5,000. Rates are variable and may change at any time. Minimum deposit required to open the account is $5,000. Withdrawals by online transfer are limited to six per calendar month. This account offers electronic statements only. 2 The bonus is calculated quarterly and is equal to 10% of the interest earned on this account in the previous quarter. In order to be eligible to receive this bonus, your InterestPlus Online Savings account must be open, and you must maintain an average monthly balance of at least $15,000 in this account every month during the previous quarter. The bonus will be paid to your InterestPlus Online Savings account within 4-8 weeks after the end of each quarter and will be reflected on your statement. 3 To receive a Costco Member Incentive, you must be a current Costco member at the time you open your account. This must be your first Capital One Direct Banking account of any kind through the Costco program and you must fund your account with at least $5,000 within 30 days of account opening. The applicable member incentive will be credited to your account 4-6 weeks after you fund your account and may occur as two partial credits. The amount of the incentive varies by membership type. Please keep this incentive disclosure for your records. 4 Data as of 2/1/10, Informa Research Services, Inc., Calabasas, CA, www.informars.com, based on balances of $10,000. Although the information has been obtained from various institutions, the accuracy cannot be guaranteed.

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